If you can’t pay off your credit card bill all at once or need to finance a major purchase, a 0% intro APR card is a great option. It gives you breathing room to pay the balance off over time and, as the name suggests, there is no interest to worry about. It’s also perfect for transferring balances from other, high-interest credit cards. Just make sure you can pay off the balance within the introductory period. After this, interest rates will rise sharply. Here are some great zero interest cards to consider: